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Example 4:       Find 9 × 8.

            Solution:        9 is 1 less than 10.

                             8 is 2 less than 10.

                                  Deficiencies

                                 9 1             9 – 2 = 7

                               ×  8 2            8 – 1 = 7       So, the digit in the tens place = 7
                                 7 2             2 × 1 = 2       The digit in the ones place = 2

                             So, 9 × 8 = 72.

            Example 5:       Find 7 × 6

            Solution:        7 is 3 less than 10.

                             6 is 4 less than 10.
                                   Deficiencies

                                 7 3             7 – 4 = 3


                               × 6 4             6 – 3 = 3       So, the digit in the tens place = 3

                                 4 2             3 × 4 = 1 2
                                                   Since 12 is a two-digit number, we keep the 2 and
                                                 carry  1  to the tens place and add it to 3.

                                                   So, the digit in the tens place = 3 + 1 = 4 and the
                                                 digit in the ones place = 2.

                             Thus, 7 × 6 = 42.

            Try these: 8 × 7, 6 × 5, 6 × 6, 7 × 7

            (b) Two numbers close to 100

            Example 6:       Find 88 × 98.

            Solution:        88 is 12 less than 100.
                             98 is 2 less than 100.

                                      Deficiencies

                                 8  8    1  2    88 –   2 = 86         86 becomes the first part of the

                               × 9  8       2    98 – 12 = 86        answer.

                                 8  6    2  4    12 × 2 = 24           24 becomes the second part of the
                             So, 88 × 98 = 8624.                     answer.
            Try these: 87 × 98, 86 × 94, 75 × 87, 92 × 65




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